Pioneering innovation has long been a hallmark of the Ayala group.

At Ayala, innovation means a variety of things. It means the development of new products, gadgets, devices, or technological breakthroughs that impact our daily lives. Innovation also means improving our day-to-day work, finding new ways of doing things to more efficiently and better serve our customers. Innovation is also about exploring new frontiers—penetrating new markets and creating completely new businesses. At a much larger scale, innovation is also about searching for potentially disruptive movements or game-changing developments that shift entire industries and societies.

Ultimately, we believe innovation is about creating something “different”—something better and more impactful. At the heart of it, innovation is identifying ways to create and add value.

We have a rich and established heritage of innovation at the Ayala group.

Bank of the Philippine Islands issued the nation’s first ever banknotes and pioneered rural banking. More than a century later, BPI introduced 24-hour ATM banking, next-generation POS terminals, as well as various online and mobile banking innovations for the digital age.

We created a game-changing master plan that would transform Makati into the country’s premier business center. Today, Ayala Land continues our tradition of large-scale urban planning with the development of other estates such as Bonifacio Global City and NUVALI. We have also delivered new solutions that cater to different market segments, introducing more affordable residential brands and real estate products.

In the 1990s, we identified disruptive trends in telecommunications and water utilities, and invested aggressively to build Globe Telecom and Manila Water. Today, Globe and Manila Water are leaders in their respective fields, and stand as benchmarks for product innovation, technology and infrastructure development, and leading-edge operational capabilities in each of their industries.

Through our electronics manufacturing business, we remain closely attuned to disruptive technology trends globally. In fact, at Integrated Micro-Electronics, our team of designers and engineers around the world are constantly experimenting with highly innovative technologies for automation and robotics.

At Ayala, we remain committed to our pioneering spirit and continue to challenge ourselves to innovate and reinvent ourselves.

In real estate, we continue to push the thinking around the development of livable, sustainable, and smarter cities. Rapid urbanization has made us vulnerable to the impacts of climate change, consumption, resource use, and waste. At Ayala Land, we have started to integrate sustainability focus areas such as disaster risk reduction, pedestrian and transit connectivity, and eco-efficiency in our various developments. Harnessing our expertise in urban planning, design, resource efficiency, analytics, and cutting edge technology, our goal is to make our highly urbanized centers more livable, more convenient, more accessible, and more sustainable.

Through BanKO, our innovative microfinance venture with Globe and BPI, we continue to reach out to the vast majority of the population who have no access to banking services. By combining our banking and telecommunications expertise, BanKO aims to serve the ‘unbanked’ segment using mobile solutions delivered through a wide network of partner outlets, allowing access to savings and credit solutions, and consequently providing more opportunities for entrepreneurship, productivity, and a higher quality of life. To date, BanKO has nearly one million customers and more than 4,500 partner outlets where customers can cash in, cash out, and perform other banking transactions, enabling a sustainable mobile banking ecosystem.

We have also begun to lay the groundwork for innovation in the education space. Ayala Education has developed a pioneering education model designed to help expand the access of middle and lower income students to quality basic and higher education at an affordable cost, with the end goal of enhancing the employability of graduates. In partnership with UK-based Pearson, Ayala Education has set up APEC (Affordable Private Education Center) Schools, a chain of 12 high schools that offers innovative teaching methods at an affordable price. In higher education, we have launched LINC

(Learning with Industry Collaboration) together with several university partners. LINC significantly increases the employability rate and starting salaries of its graduates by leveraging technology and strong industry partnerships, providing students with an English immersion environment, and focusing on job simulations, critical thinking, and skills relevant to entry-level business employment.

Finally, through Globe’s Kickstart Ventures, we are harnessing entrepreneurship and supporting early-stage startups in the technology, mobile and digital spaces. Since its inception in 2012, Kickstart has become the Philippines’ most active early-stage investor. Its portfolio includes some of the country’s most promising tech startups that are innovating in the retail and e-commerce, finance, health, education, and social impact areas, using technology to address customer needs and persistent social issues.

These are examples of how the Ayala group continues to look for game-changing innovations—new ideas, new products and services, new businesses, and new ways of doing things that add greater value and enrich lives. As a group, we have always strived to stay relevant and dynamic, continuously seeking new ways to evolve in line with the development of our country, the people we serve, and the communities we operate in. This has been a key pillar to our longevity and success, and we remain steadfast in our commitment to pioneer change and innovate for the future.

  • Real Estate
  • Water Infrastructures
  • Energy
  • Social Commitment
  • Financial Services
  • Electronic Manufacturing
  • Transport Infrastructure
  • Telecommunications
  • BPO and Education
  • Automotive